Many individuals find themselves caught in the relentless cycle of living paycheck to paycheck, despite working tirelessly every day. This reality reflects a broader systemic issue where wages often do not keep pace with the rising cost of living. As expenses such as housing, healthcare, and education continue to soar, many families struggle to cover basic necessities, let alone save for emergencies or invest in their futures. The situation is particularly dire for those in low-wage jobs, where even slight financial setbacks can lead to significant hardships. The emotional toll of this lifestyle can lead to stress and anxiety, as individuals grapple with the uncertainty of their financial stability. Understanding this pervasive problem is crucial for developing solutions that could help alleviate the burden on those most affected.